Our Services

 We serve retirees and pre-retirees in all areas of financial management, including:

     Retirement planning 

        Making the most of your employer-sponsored retirement plans and IRA's.

        Determining how much you need to retire comfortably. Managing assets

        before and during retirement.

     Tax management

Making sure you don't pay a penny more than the law requires. Looking

         for ways to help reduce your current and future tax burden. Referring you

         to qualified tax specialists.

     Estate planning

Reviewing your wills and trusts. Helping preserve your estate for your

          intended heirs. Helping with beneficiary designations. Reducing 

          exposure to estate taxes and probate costs. Coordinating with your

          tax and legal advisors.

     Risk management

Reviewing existing insurance policies. Recommending policy changes

          when appropriate. Finding the best policy for your situation.

      Investment planning

          Determining your asset allocation needs. Helping you understand your

          risk tolerance. Recommending the appropriate investment vehicles to

          help you reach and exceed your goals.